At Kontract Genie, we help Indian startups and businesses raise capital confidently through legally sound and customized debt financing agreements. Whether it’s venture debt, secured or unsecured loans, convertible notes, or inter-corporate borrowings, our expert drafting ensures compliance with Indian laws, RBI norms, and lender expectations. We structure repayment terms, interest clauses, default provisions, and collateral terms clearly protecting both borrower and lender interests while minimizing legal risks. With Kontract Genie, your debt agreements are not just compliant they’re negotiation-ready, investor-friendly, and tailored to your funding goals.
Key Debt Financing Agreement Services at a Glance
- Business Loan Agreement Drafting
Get watertight loan contracts with repayment terms, collateral clauses, and interest provisions aligned with lender needs.
- Corporate Debt Financing Contracts
Legally structure large-ticket financing with clearly defined borrower obligations and lender protections.
- Startup-Friendly Debt Agreements
Raise non-dilutive capital with startup-specific debt instruments that balance repayment and business growth.
- Secured vs. Unsecured Loan Agreements
Draft customized documents based on collateral availability, interest rates, and risk profiles.
- Debt Restructuring Agreements
Renegotiate repayment terms, interest rates, and default clauses during financial stress or business pivot.
- Convertible Debt Instruments
Combine the benefits of debt and equity with structured convertible loan notes under Indian legal framework.
- Inter-Corporate Loan Agreements
Ensure legal clarity in intra-group lending or investor loans with well-drafted inter-company loan contracts.
- NBFC & Bank-Backed Loan Agreement Drafting
Comply with lending institution formats and RBI guidelines in customized loan documentation.
- Interest Rate & Repayment Schedule Structuring
Define EMI, balloon payments, or flexible schedules that reflect your company’s cash flow dynamics.
- Loan Default & Legal Recourse Clauses
Protect lenders and borrowers by clearly defining events of default, remedies, and dispute resolution.
Why Choose Kontract Genie?
- Legally Sound & Lender-Ready
We draft financing agreements that meet the expectations of banks, NBFCs, and private lenders while protecting your interests.
- Tailored to Business Needs
Whether you’re a bootstrapped startup or a scaling enterprise, we customize clauses to your funding model and risk appetite.
- Compliance with Indian Laws
Stay aligned with the Indian Contract Act, FEMA guidelines, and SEBI/RBI lending rules where applicable.
- Fast Turnaround, High Quality
Quick delivery without compromising legal depth — ideal for urgent fundraise closures.
- Support Beyond Drafting
We help you negotiate terms with lenders and review third-party loan documents for legal gaps.
Operations with Kontract Genie
Step 1: Funding Needs Analysis
We understand your business model, funding stage, repayment capacity, and lender type.
Step 2: Agreement Drafting or Review
Draft new loan documents or review existing ones to ensure legal strength and risk clarity.
Step 3: Custom Clause Insertion
Add repayment flexibility, security details, or regulatory-specific clauses tailored to your scenario.
Step 4: Negotiation & Finalization Support
We assist with lender discussions to align expectations before signing and ensure enforceability.
